Contractors and Tradesmen Insurance
Specifically designed to cover those who work in trade.
If you are a contractor or tradesman, having the correct insurance to help protect you against unforeseen circumstances is very important. Due to the nature of the industry, the tools and equipment required, and health and safety risks involved, there are a number of daily threats you should protect yourself against.
- Award Winning In-House Claims Team
- Lloyds of London Commercial Broker
- Independent Broker Since 2001
TRADESMEN INSURNACE
WHAT IS TRADESMEN INSURANCE?
Tradesmen Insurance (or Tradesman Insurance) is specifically designed to cover those who work in trade, such as electricians, plumbers and plasterers. It includes a number of different types of cover, all suited to cover typical tradesman businesses, from sole traders to established firms. It protects both from theft, damage and accidents.
Without the correct insurance to protect you from these eventualities, your business could be at risk from the consequential financial impact should something happen. Tradesmen Insurance can provide you with protection against the everyday threats you face, meaning you can spend your time doing what you do best.
WHO IS TRADESMEN INSURANCE FOR?
Tradesmen Insurance is just that, for tradespeople. At SJL Insurance Services, we build bespoke policies for your individual business. So, although many of our insurance packages include similar cover, we’ll ensure that you only pay for what you need.
We can build bespoke Tradesmen Insurance cover for the following, and many more:
- Electricians
- Plumbers
- Carpenters and joiners
- Builders
- Plasterers
- Painters and decorators
- Bricklayers
Not sure if you’re eligible for Tradesman Insurance? Contact our team today to discuss your options.
WHAT DOES TRADESMEN INSURANCE COVER?
Tradesmen Insurance can provide protection across a number of different areas including cover for theft or damage to tools, personal accident or cover for your business van.
SJL is an insurance brokers, meaning we have access to an array of insurance products and policies, able to get you the best price for the cover that you need. This means that we build bespoke policies for each and every business.
Our Tradesmen Insurance can therefore cover you for the specific threats you are likely to be vulnerable to within your trade. These can include some of the following:
- Tools and Equipment
- Personal Accident
- Public Liability
- Employers Liability
- Professional Indemnity Insurance (PI Insurance)
- Business Interruption Insurance
- Van Insurance
- Stock and Materials
- Contract Works
If you’re looking for cover for a specific trade such as Electrician Insurance, Builder Insurance or Plumber Insurance, we can help.
Contact our team today or get a quote now.
CONTRACTORS INSURANCE
WHAT IS CONTRACTORS INSURANCE?
Contractors Insurance is specifically designed to cover those who work on temporary or fixed term contracts or projects, such as project managers, contract managers, developers etc. It includes a number of different types of cover, all suited to cover typical contractors businesses, from sole traders to established firms. It protects both from theft, damage and accidents as well as liability to the public.
Without the correct insurance to protect you from these eventualities, your business could be at risk from the consequential financial impact should something happen. Contractors Insurance can provide you with protection against the everyday threats you face, meaning you can spend your time doing what you do best.
WHO IS CONTRACTORS INSURANCE FOR?
Contractors Insurance is just that, for contractors. At SJL Insurance Services, we build bespoke policies for your individual business. So, although many of our insurance packages include similar cover, we’ll ensure that you only pay for what you need.
We can build bespoke contractors Insurance cover for a wide range of professional contractors and every sector imaginable
Not sure if you’re eligible for Contractors Insurance? Contact our team today to discuss your options.
WHAT DOES CONTRACTORS INSURANCE COVER?
Contractors Insurance can provide protection across a number of different areas including cover for theft or damage to equipment, personal accident and cover for your professional negligence.
SJL is an insurance brokers, meaning we have access to an array of insurance products and policies, able to get you the best price for the cover that you need. This means that we build bespoke policies for each and every business.
Our Contractors Insurance can therefore cover you for the specific threats you are likely to be vulnerable to within your occupation. These can include some of the following:
- Tools and Equipment
- Personal Accident
- Public Liability
- Employers Liability
- Professional Indemnity Insurance (PI Insurance)
Contact our team today or get a quote now.
HOW MUCH DOES CONTRACTORS AND TRADESMEN INSURANCE COST?
The SJL Team works with businesses to find an effective insurance solution to suit their needs.
Depending on your individual requirements, our experts provide advice and guidance on the best insurance for your business.
We believe that you should only pay for the cover you need and that there is not a one size fits all approach.
GET A TRADESMEN INSURANCE QUOTE TODAY
Don’t let insurance become another item gathering dust on your to-do list. Protecting your trade business starts with a simple conversation about your specific needs and risks. We make getting quotes straightforward, with clear explanations of coverage options and competitive pricing from trusted insurers. The right contractors’ insurance policy lets you focus on growing your business rather than worrying about what might go wrong.
Contact SJL Insurance today for your personalised quote and discover how proper coverage can strengthen your business foundation.
Contractors’ and Tradesmen Insurance Frequently Asked Questions
What is contractors’ and tradesmen insurance?
Contractors’ and tradesmen insurance is specialist business insurance designed to protect builders, tradespeople, and contractors against risks such as accidents, injuries, property damage, theft of tools, and legal claims arising from their work activities.
Who needs contractors’ and tradesmen insurance?
This type of insurance is suitable for builders, electricians, plumbers, carpenters, roofers, painters, decorators, groundworkers, engineers, and self-employed tradespeople. It is also suitable for larger contractors employing staff or subcontractors.
What does contractors’ insurance typically cover?
Contractors’ insurance can include public liability insurance, employers’ liability insurance, tools insurance, contract works cover, plant and machinery insurance, professional indemnity insurance, and personal accident cover depending on the nature of your business.
Is public liability insurance important for tradesmen?
Yes. Public liability insurance is one of the most important covers for tradesmen and contractors. It helps protect against claims if a client, member of the public, or third party suffers injury or property damage as a result of your work activities.
Is employers’ liability insurance a legal requirement?
In the UK, most businesses that employ staff are legally required to have employers’ liability insurance. This cover protects businesses against claims made by employees who suffer illness or injury while carrying out work-related duties.
Does tradesmen insurance cover tools and equipment?
Yes. Many contractors’ insurance policies include tools and equipment cover to protect against theft, accidental damage, and loss. Cover can often include hand tools, power tools, specialist equipment, and machinery stored on-site or in vehicles.
What is contract works insurance?
Contract works insurance protects ongoing building and construction projects against risks such as fire, flooding, vandalism, theft, and accidental damage while work is being completed. It helps contractors avoid significant financial losses if projects are disrupted.
How much does contractors’ and tradesmen insurance cost?
The cost of contractors’ insurance depends on factors such as the type of trade, business size, number of employees, turnover, claims history, level of cover required, and the risks associated with the work being undertaken.
Can contractors’ insurance be tailored to my business?
Yes. Contractors’ and tradesmen insurance policies can be tailored to suit individual trades, project sizes, business activities, and specialist risks. Tailored cover helps ensure businesses only pay for the protection they genuinely need.
Why is specialist insurance important for contractors and tradesmen?
Contractors and tradesmen face daily risks that could result in costly legal claims, damaged equipment, project delays, or financial losses. Specialist insurance provides protection and peace of mind, helping businesses continue operating if unexpected incidents occur.
and have peace of mind knowing that you're protected.
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