Dry Cleaners Insurance
Specialist insurance providers for dry cleaning and launderette businesses
Dry Cleaners Insurance, and Laundrette Insurance, provides protection to businesses in a unique sector.
Laundrettes and Dry Cleaners face unique risks that require specialised insurance coverage. Seeking guidance from an experienced insurance broker can be extremely helpful in ensuring adequate protection for your business. You can change the cover to meet the businesses needs, including staffed and unstaffed operations, and protecting customers’ items.
Dry Cleaners Insurance Available Covers
Protection against damage or total loss to the building where the business is operating from a variety of risks. Something essential for dry cleaners and launderettes.
Insurance covers damage or loss to equipment and belongings owned or rented by dry cleaners and laundrettes. These businesses usually have more valuable items and are at a greater risk compared to others.
While working at a dry cleaners, a small negligent act by an employee or a mishap with machinery can easily lead to injury to a member of the public, mass third party injury and property damage.
What It Covers
Public liability insurance for dry cleaners will pick up the legal expenses and compensation payments following an event causing both third party injury and property damage. Have peace of mind with public liability cover.
No matter how careful and diligent you are with risk assessments and method statements, accidents involving employees at work regularly happen.
Employers Liability insurance is designed to cover you in the eventuality that your employees are injured at work. It is a legal requirement for any business who employs people or has multiple directors.
Clients trust dry cleaners and laundrettes to care for their belongings. This cover protects against damage or loss caused by negligence.
Protect goods during transportation.
This is important for large-scale businesses. You are responsible for protecting goods when you move them between two places.
Meaning that businesses receive loss of income payments for a period after an insured event.
Legal Expenses Insurance covers claims which arise from legal disputes
Therefore this cover takes away the worry of escalating legal fees. Consequently, it is a useful addition to a insurance program to protect you from legal costs.
When caused by the Insured’s negligent act, error or omission during the conduct of the Insured’s business at its facilities or as part of any Good Samaritan Act.
We can insure any type of business, and our expertise ranges from property and commercial risks, to kidnap and ransom. Literally any type of business, in any sector, anywhere in the world.
Our expert brokers have access to a huge array of insurance products ensuring they can find the best insurance policy for you. They get to know your individual needs and provide the best possible insurance solution for you. You will be provided with an allocated account and claims manager.
Our featured list of Policies can be found on our services page.
Why do I need Dry cleaners Insurance?
Insurers view dry cleaners and launderettes as risky businesses. Therefore, it is crucial to have insurance coverage in case something bad happens.
Having the right insurance is crucial for your business. It can determine whether you can keep going after an incident or not. So, make sure you have the right cover in place.
Get insurance for your dry cleaning business from a specialist broker who knows the industry well. They will provide the right coverage and advice for you. Make sure to speak to an expert at SJL insurance today.
Are Dry Cleaners Insurance policies and Laundrette Insurance policies legally required?
If you have workers, you need Employers Liability insurance, but you don’t need most other types of business insurance.
Although the law does not require you to protect your business and income from various risks, experts highly advise it. Seeking advice from an expert at SJL Insurance Services can be extremely valuable in this regard.
Why choose SJL Insurance Services for Dry cleaners insurance?
SJL Insurance Services work at the forefront of the insurance industry, recognising new and ongoing threats to businesses. As a global insurance broker, we work for businesses by sourcing the best and most effective policies for them.
As insurance experts, we are on a mission to help the British public and international businesses located all over the world to improve their chance of getting a successful insurance claim by advising them how to protect themselves and what to do.
At SJL Insurance Services, we carry out a risk analysis of a business to understand the needs of that company and locate the appropriate Dry Cleaners policy for it.
Contact us today to speak with one of our specialist team members.
Who should take out Dry Cleaners and Laundrette insurance?
If you own or run a dry cleaners or launderette, you should have a specific insurance policy for your business. It doesn’t matter if it is manned or unmanned, or if it is located on the high street.
How much does Dry Cleaners Insurance cost?
Each dry cleaners and launderette business is different, from the size of the business, to services provided. We don’t have a fixed price. We use our expertise and connections to find the best policy for you.
Can I cover my customers belongings?
We recommend that you get cover for your customer’s belongings, which falls under the Goods in Trust section.
What are the biggest risks for dry cleaners and launderettes to insure against?
Due to the large amount of expensive equipment involved within the dry cleaning and laundrette industry, claims for risks such as fires can be costly. Combine this with the enhanced risk these business face, due to working with heat generating electrical alliances, considering insuring against these losses is sensible to ensure the longevity of your business if something goes wrong.
and have peace of mind knowing that you're protected.
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