Today, I’m shedding light on a vital but often underestimated aspect of insurance: Directors and Officers (D&O) cover. As guardians of a company’s vision and integrity, directors and officers face unique risks in today’s complex business landscape. In this vein, I present my top 5 reasons why securing D&O insurance is paramount. While this list isn’t exhaustive, it’s a compelling starting point for understanding the crucial role D&O coverage plays in safeguarding both leadership and organisational interests. Let’s dive in.

Investor and Stakeholder Confidence:
Investors and stakeholders may have more confidence in a company with D&O insurance, knowing that there is a layer of protection for the executives responsible for the company’s management. Having this cover demonstrates leaders take their responsibilities seriously.

Protection Against Employment Practices Claims:
Upon request, D&O insurance often includes coverage for claims related to employment practices, such as allegations of wrongful termination, discrimination, or harassment.

Attracting and Retaining Talent:
Talented individuals may be hesitant to join a company’s leadership team without D&O coverage, as they may be concerned about personal liability. Having this insurance can make your organisation more attractive to experienced executives.

Legal Defense Costs:
D&O insurance covers legal defense costs, including attorney fees and court expenses. Defending against lawsuits can be expensive, and D&O insurance helps ensure that legal costs don’t become a personal burden for directors and officers

Protect Yourself!
D&O insurance provides financial protection for individual directors and officers in case they are personally sued for alleged wrongful acts in the course of their managerial duties. Don’t get hit in your own pocket!
For more information on D&O and our extensive range of other commercial insurance policies, please get in touch with
01905 27775 EXT 208
Glen Curran

Glen Curran

Glen manages a diverse book of clients and work closely with his account handler to ensure the clients receive a first class service. He is a cross-class account executive meaning he can consult with and advise most trades and professions.

[email protected]
01905 27775 EXT 208