Guest House & Hotel Insurance

Effective cover for Guest House, Hotel and B&B Owners.

We offer tailored Hotel Insurance specifically for hotels, guest houses, and B&Bs. At SJL Insurance Services, we offer customised hotel insurance solutions for every business.

Hotel Insurance can include a range of different cover, including public liability, guests’ contents insurance and employers’ liability insurance.

Our experts will create a policy for your hotel, guest house, or B&B. We will base the policy on its location, size, and facilities. The aim is to provide you with the best price.

Contact us today to find out more.

  • Award Winning In-House Claims Team
  • Lloyds of London Commercial Broker
  • Independent Broker Since 2001


If you run or own a hotel, guest house or B&B, it is important to have the right cover to help protect your business, guests and staff.

You must take out employers’ liability insurance if you hire any number of staff. Because of the nature of hotels, they are susceptible to several threats. Hotels offer various services like food, bars, rooms, gyms, and pools to the public. From a slip in the pool area to theft of appliances, hotel insurance can help cover costs should the worst happen.

Hotel Insurance helps protect your property, your guests and staff and your business.

If you’re still unsure if you require hotel insurance, speak to one of our specialists on 01905 27775


We appreciate that every hotel is unique. SJL Insurance Services provides insurance for various types of accommodations. These properties range from small B&Bs to large hotels. The goal is to ensure that you have the appropriate coverage.

We can provide cover for:

  • B&Bs
  • Guest Houses
  • Boutique Hotels
  • Commercial Hotels

We can insure any type of accommodation, from small B&Bs to large hotels, to meet your needs. Our experts will assess the risks of your business and create an insurance plan that fits your needs.

Our hotel insurance protects you financially from many possible incidents, giving you peace of mind. Our coverage will pay for accidents and thefts in the pool area, so you don’t have to worry about the costs.

Hotel insurance protects your property, assets, guests, and staff. Our insurance will cover medical costs and legal fees in case of an accident or injury at your place. Running a hotel is no easy task, and we understand the challenges you face in this industry. We strive to give you the best hotel insurance that suits your needs.

Our team is always available to answer any questions you may have and guide you through the insurance process. We are here to assist you in protecting your hotel and ensuring its continued success. Trust SJL Insurance Services to be your reliable partner in safeguarding your business.

Looking for cover for your holiday home or home let? Visit Speciality Home Insurance to find out more.


Because each establishment needs individual treatment, it is important to recognise that no two hotels are the same.

Our insurance covers hotels and guest houses, tailored to your specific needs. You will have full protection and only pay for the necessary coverage.

Hotel insurance and guest house insurance at SJL cover a range of policies, including:

  • Employer’s Liability – a legal requirement to all employers, this protects you against employee accidents and injuries.
  • Product liability – cover for claims against any products you have supplied.
  • Public Liability – protection against claims made by the public following an injury on your premises.
  • Cyber insurance – protection against cyber-attacks and data loss or leaks.
  • Contents – for damage to equipment, fittings and fixtures.
  • Business Interruption- We offer financial support for loss of revenue if your business is halted.
  • Theft – cover for theft of property or goods.
  • Buildings – protection for your hotel property.
  • Guests’ contents insurance – for damage or theft of guests’ personal items.

To learn more, speak to an advisor on 01905 27775.


We are a Lloyd’s of London Insurance broker. We can create custom insurance policies for businesses of any size, using a variety of insurance products.

The type and amount of cover you need will depend on the specific requirements of your hotel or guest house business.

Fill out our quote form or contact our team at [email protected] or 01905 27775.

Get a Guest House & Hotel Insurance quote for the cover you need,
and have peace of mind knowing that you're protected.

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