
Commercial Combined Insurance
SJL Insurance Services offer a wide range of commercial business policies.
Commercial Combined Insurance is a policy that offers comprehensive cover for commercial businesses. It comprises a number of different covers suitable for a variety of professions within one policy, making it an efficient and convenient way to protect your business.
Policies can also be tailored to a specific business and its own unique risks. This flexible and simple way to insure a business means owners can know that the day-to-day running of their business is covered across all aspects in just one concise policy.
- Award Winning In-House Claims Team
- Lloyds of London Commercial Broker
- Independent Broker Since 2001

Professional Indemnity: Professional Indemnity Insurance refers to protection against incorrect or inadequate advice and services that you give. Unfortunately, any business can produce work resulting in both financial and reputational loss for their client and this is sometimes only uncovered long after the contract is completed. In this instance, your company can be held responsible which is when Professional Indemnity Insurance supports your business. At SJL Insurance Services, we provide insurance that can cover expenses, legal fees and pay outs incurred should an allegation be made against you by a client for providing an inadequate service.
Read more about Professional Indemnity Insurance
IS COMMERCIAL COMBINED INSURANCE SUITABLE FOR MY BUSINESS?
Although primarily designed for smaller businesses, it can be suitable for a wide range of businesses.
It is often chosen because it saves time and provides a flexible policy to match the needs and requirements of an entire business. It is a recommended choice for various trades and industries because you can gain all of the cover you need under just one policy and include any additional cover you might need for your business.
SJL Insurance Services services offer a wide range of commercial business policies, that can offer various elements of cover for most types of businesses.
Some of the key industries that SJL Insurance Services work with include:
- Manufacturers & Suppliers
- Importers & Exporters
- Engineers
- Mixers, Brewers & Refineries
- Warehouses and Production Facilities
- Wholesalers
- Retailers


DO I NEED COMMERCIAL COMBINED INSURANCE?
Although it may not be a legal requirement, businesses face a large number of different legal risks should anything go wrong. Without the correct cover, many businesses could face collapse.
You can choose to take out separate policies to cover all of these eventualities, but it can often be more costly and complicated. By choosing Commercial Combined Insurance, you can have peace of mind that your business and the day-to-day running of it is protected under one insurance policy for nearly every legal incident. Choosing Commercial Combined Insurance takes the pressure off of you, enabling you to focus on running your business.
WHAT IT COVERED IN COMMERCIAL COMBINED INSURANCE?
A commercial combined insurance policy will cover everything from the materials used to make the product, the machinery used to manufacture the product and even the goods whilst in transit to your customers’ destination. It can also often include other essential business insurances such as Employers’ Liability cover and Professional Indemnity Insurance, making it a versatile and easy option for business owners.
Depending on how much you want to cover and the different aspects of your business, Commercial Combined Insurance can be built for your specific business. A variety of additional covers can also be added to your policy, providing you with all the cover you need in one place.


WHY SHOULD I CHOOSE SJL INSURANCE SERVICES FOR MY COMMERCIAL COMBINED INSURANCE?
At SJL Insurance Services, we work with you to build a bespoke policy. Our expert teams will talk you through the perfect cover for your individual business and provide support and recommendations on what will work best for you.
We have worked with an array of different businesses for almost 20 years and have the expertise to provide tailormade policies. Our access to a variety of insurance products means we can ensure that you are covered correctly.
To find out more about who we are and what we do, visit our About Us page.
HOW MUCH DOES COMMERCIAL COMBINED INSURANCE COST?
The cost for Commercial Combined Insurance depends on your business type and the level of cover you would like. We build bespoke insurance packages designed to cover the specific day-to-day risks for your specific business.
For a free, no obligation quote for Commercial Combined Insurance, please request a quote today.

and have peace of mind knowing that you're protected.
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