Home insurance, also known as homeowner’s insurance, is a type of insurance policy that provides financial protection to homeowners against damages or losses to their property and belongings. This type of insurance policy typically covers damages caused by natural disasters, theft, vandalism, and other unforeseen events. It may also cover additional living expenses in case the homeowner needs to temporarily relocate due to a covered loss. Home insurance policies can be customized to meet the specific needs of the homeowner, including protection for expensive personal items and liability coverage.