Emerging technology in the driving industry and it’s effects on insurance

futuristic dashboard showing emerging tech in the driving industy

  In today’s rapidly evolving landscape of the driving industry, emerging technologies are reshaping how insurance companies assess risk and tailor their offerings. As a leading insurance broker, SJL Insurance Services recognises the importance of staying at the forefront of these advancements to better serve their clients, particularly those in the fleet management sector. As […]

Why You Need Directors & Officers Insurance

What-is-Directors-and-Officers-Insurance-SJL-Insurance-Brokers

Today, I’m shedding light on a vital but often underestimated aspect of insurance: Directors and Officers (D&O) cover. As guardians of a company’s vision and integrity, directors and officers face unique risks in today’s complex business landscape. In this vein, I present my top 5 reasons why securing D&O insurance is paramount. While this list […]

Winter driving tips and checklist for fleet operators

@sjl.insurance12 Tips For Fleet Operators During Winter Driving ♬ Poppiholla – Chicane Managing a fleet during winter can be challenging due to rapidly changing weather conditions. Here are a few tips to keep your drivers safe during the cold weather: • Vehicle Maintenance: Ensure all vehicles in the fleet undertake thorough maintenance before winter hits. […]

Cyber Insurance for Manufacturers

“Oh yes – obviously I understand why an online company might need cyber insurance, be we are a manufacturing firm. We don’t need it.” The sort of objection I hear all the time. However, this is sadly a false objection. Cyber attacks are the leading cause of loss for all types of industry, and here […]

SJL Insurance Services receives Feefo Gold Trusted Service Award 2024

  SJL Insurance Services is thrilled to announce its attainment of the Feefo Gold Trusted Service Award 2024, a distinguished honour recognizing businesses that consistently provide an outstanding customer experience. Launched in 2014, the Feefo Trusted Service Awards stand as an independent mark of excellence, spotlighting brands that leverage the platform to gather verified reviews […]

Confirmed Claims Experience (CCE)- What is it and why is it so important

It is common when shopping for Fleet Insurance and Motor Insurance, that you will be asked for your confirmed claims experience document during the quotation period. Your confirmed claims experience document essentially works as a no claims discount for your fleet insurance.  It details sets of data so insurers can quickly determine a quotation based […]

INFOGRAPHIC: The 12 Personal Insurance Risks of Christmas

  May your Christmas be filled with joy and happiness! To help this cause, consider the following winter risks that you can insure against to protect yourself, your property and personal belongings: 1) Frozen Pipes As temperatures plummet, water inside pipes can freeze, causing them to burst and leading to significant water damage. 2) Ice, […]

The Importance of Cyber Security for ALL businesses!

Technology is advancing at a rate of knots and with this comes a whole host of risks. Cyber- attacks are not only a worry for large businesses but can be extremely detrimental to small businesses too. Just because you are small doesn’t mean you won’t be targeted, in fact, cyber attacks and data breaches are […]

Digital Health – What are the risks faced and how can you protect your business?

Digital Health is a system of medical care delivery that uses an array of digital technologies to provide healthcare services, making them easily accessible, affordable and sustainable. Most emerging technologies can find applications in the healthcare industry. Technologies include, but are not limited to:  Software-as-a-service (SaaS), Internet-of-things (IoT), Artificial Intelligence (AI), Robotics, Mixed Realities (VR/AR), […]

Software-as-a-service (SaaS), what is it and what risks do these companies face?

SaaS is a software licencing and delivery model in which software is licensed on a subscription model. It is a modern industry with no signs of fading any time soon. Today’s world revolves around this cloud-based system. SaaS companies can benefit from steady subscription-based revenue and low overheads. However, the picture isn’t perfect. When the […]

Professional Indemnity Insurance (PII), do you need it?

PII is an insurance coverage that will respond in the event that you are alleged to have provided inadequate services, advice or design that leads to financial loss for the receiving party. It focuses on the financial side of things. It can cover legal fees and compensation payments if a business is sued. Any payments […]

Beware this Black Friday

With Black Friday upon us, businesses and individuals are going to be bombarded with comms from online retailers. Or at least that what they will purport to be from. Last year, businesses and shoppers lost over £10 million to cyber criminals during the Black Friday and Festive period, so make sure to protect yourself and […]

WCFC Interview With Simon Lancaster

We caught up with Simon Lancaster for an interview, where he updates us on progress on his 4 priorities of first team, youth, commercial operations and ground facilities. Watch it here

4 Considerations for Student Landlord Insurance

With a new University year upon us, and a new wave of students flooding into University Cities, landlords of student rentals need to make sure they have the best possible insurance in place. At SJL Insurance, as property specialists for 20 years we understand that student properties provide a different challenge to a standard rented […]

SJL Announces Exclusive Insurance Partnership with FORS

SJL Insurance Services (SJL) Announces Exclusive Partnership with FORS to Provide Specialised Fleet and Haulage Insurance Insurance brokers, SJL are thrilled to announce an exciting partnership with the Fleet Operator Recognition Scheme (FORS). This collaboration marks a significant milestone in the industry as SJL will be extending its expertise to FORS operators through an exclusive […]

Things to look out for on your fleet this summer

Protect your fleet over they summer and beyond As we continue through the Summer, the change in temperature and rainfall can affect our vehicles. If you own or run a company using multiple vehicles, it is likely something at some point will break down. To help mitigate these issues, always make sure to check for […]

Trustpilot v feefo v Reviews.io

In the digital age, where information is readily accessible, online reviews have become an essential tool for consumers in making informed purchasing decisions. With numerous review platforms available, it can be challenging to identify the best one. In this blog, we will explore the features and benefits of a top-notch review platform that benefits a […]

Insuring a growing business

Scaling up a business often involves taking on additional risks and exposures, which can be mitigated through the purchase of business insurance. Scale-up business insurance is designed to provide protection against a range of risks that are unique to fast-growing companies. Here are some types of scale-up business insurance policies you might consider: General Liability […]

Duvet Days. Why your company needs them

This week is mental health week, raising awareness of the constant battle many of us face. At SJL we take on the responsibility of looking after staff and understand that everyone is human. As the business has grown, we have put measures in place to support people mentally, whether that be internal staff or the […]

Why Your Company Should Have A Mental Health Nurse

Simon Lancaster Mental Health counselling service

This week is mental health week, raising awareness of the constant battle many of us face. At SJL we take on the responsibility of looking after staff and understand that everyone is human. As the business has grown, we have put measures in place to support people mentally, whether that be internal staff or the […]

SJL Foundation’s Work To Support Mental Health

This week is mental health week, raising awareness of the constant battle many of us face. At SJL we take on the responsibility of looking after staff and understand that everyone is human. As the business has grown, we have put measures in place to support people mentally, whether that be internal staff or the […]

SJL Foundation Raises over £30,000 for Acorns Childrens Hospice

On Friday 24th March, the SJL Foundation hosted its 3rd black-tie ball at The Bank House Hotel- Worcester, we are delighted to have raised a total of £30,366. It saw 225 guests raise vital funds and, for the first time ever, the Foundation announced that 100% of the proceeds raised will go to Acorns Children’s […]

SJL Delighted With Win At The 2023 National Insurance Awards

Some of our team had a great night on Thursday 9th March at the National Insurance awards Black tie event in London. Where despite coming up against some excellent competition, we were humbled and absolutely delighted to win the Commercial Lines Broker Claims Team of the year award. We were also shortlisted for Commercial Lines […]

SJL are the new social media sponsor of Worcester City FC

SJL Insurance Services is proud to announce its new partnership with Worcester City Football Club as their social media sponsor. This collaboration reflects our commitment to supporting local sports and building strong relationships with the community. Our CEO, Simon, has a deep connection with the club. Not only is he a member of the WCFC […]

Why should I use a broker to buy insurance?

No matter what form of insurance you need, hiring the services of a broker can be incredibly beneficial. Whether you work in hospitality, the beauty industry, or property management, a broker can help you get a great deal. Not only can they help bring you peace of mind, but they could also save you money. […]

What insurance should I get for my business?

man in front of a building

Every business needs insurance. And there are good reasons why getting business cover should be top of your to-do list. For example, if you’re a pub landlord, pub insurance could protect you if someone is hurt on your premises. If you’re a beautician, aesthetics insurance covers your staff, treatments, and reputation. And if you own […]

What Is The Most Common Insurance Coverage?

Home Insurance Policy

When the unexpected happens, insurance steps in. And when you want to manage risk, insurance covers those unforeseen costs. For example, if you’re a pub landlord, pub insurance can cover the cost of damage to your premises. For beauticians, aesthetics insurance is a valuable safety net if treatments go wrong. And anyone can benefit from […]

The SJL Foundation Gifts £25,000 To Acorns Children’s Hospices

SJL Foundation Awards £25,000 To Acorns Children’s Hospices

Today (Friday 2nd September 2022), the SJL Foundation has awarded £25,0000 to Acorns Children’s Hospice. The sum was taken out of a total of £35,196.37 which was raised at SJL’s Ball in April 2022. Simon Lancaster, trustee of the SJL Foundation commented: “We feel proud to give £25,000 to Acorns Children’s Hospice today. The SJL […]

SJL Calls To Find the UK’s Best Start-Up Business

AMCOAugust

Today, the SJL Foundation’s annual SJL Business Awards has launched for businesses to start entering. Entrepreneurs aged 18 and over can apply to become one of five finalists to pitch to four judges in the House of Commons on Wednesday 2 November 2022. Winners will be awarded a business grant of £2,000 or more, one […]

SJL Insurance’s brand new Property offering for Solicitors

Boxes stacked in empty house Probate Property Insurance

  SJL Insurance Services (SJL) is excited to announce our brand new specialist product, providing protection for vacant properties whilst under Probate or Lasting Power of Attorney (LPA). With decades of experience providing property insurance solutions, SJL insurance is acutely aware of the insurance challenges when a property becomes unoccupied with no set date for […]

SJL Foundation raises thousands for Acorn’s Children Hospices in the Midlands

The SJL Foundation raises thousands of pounds for Acorns children hospices in the Midlands and ethical start-up businesses. Thursday 7 April 2022: The SJL Foundation, established in June 2019, raised £35,196.37 last Friday night on the 1st of April 2022 at its second black-tie Ball. 220 guests, some of whom drove hundreds of miles to the Bank House Hotel […]

Peace of mind with Online Retailers’ Insurance

Online Retailers’ Insurance

You don’t need a physical storefront to need retailers’ insurance. If your store has an online presence, you’ll want to make sure that you and your goods are protected as soon as you start selling them.

Global Business Insurance Brokerage Chooses Bristol to Set Up its Third Office

A global business insurance brokerage, with offices in Worcester and the City of London, has expanded its business even further by opening a third office in Bristol. Jack Lopresti, MP for Filton and Bradley Stoke marked the official opening ceremony by cutting a ribbon across SJL’s new office, which is located near Aztec West in […]

Renovating your home?

Photo of building roof timbers and scaffolding

If your planned renovations only go as far as a lick of paint, then an insurer is unlikely to look upon this negatively. However, structural work may have an impact on your home insurance policy and most insurers ask that you inform them before starting the work.

The benefits of holding business insurance as a contractor

‘Why do I need business insurance as a contractor?’ is a common question, specifically from contractors. While contracting brings many benefits, it also brings many risks. Whether you are contracting for the first time, or are a seasoned contractor, you must check that you hold the right coverage and your role is fully insured. You […]

Directors and Officers – Why Buy the Cover

Many clients believe that Directors and Officers insurance (D&O) is only applicable to those running public limited companies or large private businesses. However, every director and officer is at risk of claims from customers, competitors, suppliers, employees, regulators, and the company itself as well as governmental and law enforcement agencies. If a director does not […]

Regulation inquiry into the use of non-surgical cosmetic procedures

SJL Blog - Beauty & Aesthetic Legislation

As a business within the beauty, cosmetics and aesthetic industry you will be all too aware of the highly competitive market for non-surgical cosmetic procedures, specifically dermal fillers, botulinum toxins (botox), or similar anti-wrinkle injectables. From start-up independent practitioners to established beauty salons, beauty clinics and even dentist surgeries expanding into this field, competition from […]

Working from home? Protect your business and customer data from cyber-attacks

cyber-attacks

As news recently started to circulate of increasing COVID-19 cases and the potential suggestion that further case increases could potentially lead to additional waves of restrictions; business owners would be forgiven for wondering what the next few months will hold in terms of employee working regulations. Over the last 18 months, with companies world-wide, as […]

SJL’s Team of Skydivers took to the skies for charity

Wow, wow, wow, the SJL Foundation’s team of skydivers took part in their jumps yesterday! Laura Neumann, Joey Smith, Rob McKechnie and Jay Martin jumped from the skies, many for the first time, all to raise money for Acorns Children’s Hospices and the SJL National Start Up Business Awards 2021. The skydivers have raised £2,144 […]

The SJL National Start-Up Business Awards 2021 are live and taking entries!

Simon Lancaster SJL National Start Up Business Awards

Press release The SJL Foundation National Start-Up Business Awards 2021 are looking for the UK’s best start-up businesses – this year the contest will also take entries from established businesses negatively affected by the Covid-19 pandemic 23 September 2021: The SJL Foundation annual SJL National Start-Up Business Awards are live and taking applications for start-up businesses […]

SJL runners take part in Worcester City 10K

On Sunday 5 September 2021, a team of SJL runners took part in the Worcester City 10k Run.  The event, which pulled in more than 5,000 participants over the weekend, saw Paula Radcliffe and Steve Cram pounding the City streets.  With a family event, junior race, 10km and half Marathon options, there really was something […]

SJL Insurance Services Turn 20 Years Old Today

SJL 20th Birthday

1 September 2001 to 1 September 2021 – It’s SJL’s 20th birthday and we are 20 years old today! Today marks SJL’s 20th birthday of when SJL Insurance Services was established. 01/09/01 was a great day as England also beat Germany 5-1 at football! Commenting on our anniversary our Founder and CEO Simon John Lancaster […]

Local Fundraising Manager, Jodi Brandwood, for SJL Foundation

Jodi Brandwood

SJL Insurance Services hire local Fundraising Manager, Jodi Brandwood, for the SJL Foundation Worcester based Charitable Foundation re-opens for full fundraising activities along with the charitable sector as a whole 2 August 2021: Most charities have closed or furloughed staff for the last 15 months but now many restrictions have been lifted, the SJL Foundation […]

Press release: SJL Cyber Report 2021, carried out by YouGov

Simon Lancaster - Cyber Report 2021 cyber threats to businesses

PRESS RELEASE Thursday 15 July 2021 SJL INSURANCE SERVICES INVESTIGATE JUST HOW PROTECTED BRITISH BUSINESSES ARE FROM THE THREAT OF CYBER-ATTACKS IN THE SJL CYBER REPORT 2021, CARRIED OUT BY YOUGOV The report found that the average loss of those who had experienced a cyber-attack is a staggering £223,516. The survey reveals that the number […]

SJL offers free mental health counselling to all employees

Simon Lancaster Mental Health counselling service

SJL is proud to offer all of its staff if they wish to use it, a free ongoing mental health counselling service with mental health nurse Carie Workman. This week is the globally recognised Mental Health Awareness Week. Sometimes people wonder what looking after your own mental health can actually mean on a second by […]

SJL Introducer scheme

Did you know that your business can apply to become an official SJL Introducer Appointed Representative (IAR) and you can earn an extra income from it?

Daily photo from SJL

Karl Evans

As outlined by our CEO Simon Lancaster, at SJL we have successfully managed a big feat this week, which is to organise all of our staff to work from home.

AirBnB property insurance blog

AirBnB property insurance

It’s important for anyone renting their properties out on AirBnb to take a few basic precautions to properly insure their homes.